Breakouts Schedule
| Tuesday, September 28, 2021 | ||
| Concurrent Breakout Sessions | ||
| 1:00pm – 1:50pm ET | Fraud Prevention Track: General Fraud Prevention: What to Look Out For This session will offer strategies for detecting fraud in the loan application and modification processes, as forbearance and foreclosure moratoriums come to an end and lenders start to engage in substantial restructuring activities.Attendees will learn how to:Detect areas ripe for fraud in the origination process.Identify opportunities for fraudulent activities in forbearance and restructuring process.Develop strategies for ensuring proper verification of required documents in the application and approval process. | Speakers Donald Effertz, Vice President, Fraud Risk Management, DataVerify, Inc. Robert Maddox, CMB, AMP, Partner, Bradley Arant Boult Cummings, LLP Steve Safavi, AML Officer - Nationstar Mortgage, Mr. Cooper |
| 1:00pm – 1:50pm ET | Risk Management & Analytics Track: Mitigating Collateral Underwriting Risk in Rapidly Changing Markets Booming demand for housing units and shortages in the supply of housing inventory have led to rapid home price appreciation in 2021. Rapid changes in home price appreciation and “appraisal gaps” have made valuations difficult for appraisers and lenders alike. Learn about steps lenders can take to manage their risk exposure in this environment. | Moderator Darius Bozorgi, President & Chief Executive Officer, Veros Real Estate Solutions Speakers John Holbrook, VP - Valuation Strategy, Black Knight Carla Nott, Executive Director, Valuations Strategic Delivery, JP Morgan Chase Shawn Telford, Chief Appraiser, CoreLogic |
| 1:00pm – 1:50pm ET | Underwriting & QA Track: Risks of Moving from a Refinance to Purchase Market Moving to a purchase market from a refinance market increases the complexity of the lending process and thereby increases the chances of errors and defects making their way into the loan manufacturing process. Lenders should attend this session to learn how to maintain loan quality during this transition in the market. | Moderator Nick Volpe, Executive Vice President, Key Accounts, ACES Quality Management Speakers Duane Gilkison, Senior Director, Credit Risk Management, Fannie Mae Jerra Ryan, SVP, Compliance & QC, SWBC Mortgage Michael Wood, Credit Risk Executive, Consumer Bank, Bank of America |
| 1:50pm – 2:00pm ET | BREAK | |
| 2:00pm - 2:50pm ET | Fraud Prevention Track: Fraud Tech The challenges of regulatory compliance during the pandemic required more use of technology than ever before, and therefore, higher opportunities for tech fraud. Attendees will gain insight into how to safeguard their institutions and borrowers from cyber-fraud and crime, while ensuring that their frontline lending professionals are paying special attention to the top regulatory compliance challenges institutions will have to deal with this year and beyond. Speakers will also discuss various types of investments lenders would need to make in anti-fraud technology programs. | Moderator Thomas Clerici, Executive Vice President & Chief Technology Officer/Chief Information Security Officer, Freedom Mortgage Corporation Speakers Michael Bruemmer, Vice President, Global Data Breach & Consumer Protection, Experian Information Solutions, Inc. John-Thomas Gaietto, Executive Director, Cybersecurity Services, Richey May & Co., LLP |
| 2:00pm - 2:50pm ET | Risk Management & Analytics Track: Appraisal Bias and Fair Lending Appraisals are at the center of every real estate loan transaction. As the industry responds to concerns of valuation bias, this panel will discuss gaps in the appraisal process, suggested best practices to mitigate these risks and explore thoughts on how the industry can work together to address this issue. | Moderator Anh Doan, Director, Research and Economics, Mortgage Bankers Association Speakers Kenon Chen, Executive VP, Corporate Strategy, Clear Capital Josh Goldberg, Director, Summit Consulting, LLC Lyle Radke, Director, Collateral Policy Team, Fannie Mae Jillian White, Head of Collateral, Better Mortgage |
| 2:00pm - 2:50pm ET | Underwriting & QA Track: Approaches to Ensuring Loan Quality to Minimize Repurchase Risk Millions of homeowners are reaching the end of forbearance terms and foreclosure moratoria are lifting across the country. As the industry prepares for a return to more normal operations, another concern is the risk of repurchase demands from investors for any loans that go into default. Delivering high quality loans is the best means of preventing buyback demands. Join the panelists as they discuss their experiences and approaches to maintaining loan quality as well as managing the risk of repurchases. | Moderator Stephen Spies, CMB, SWS Risk Advisory LLC, Principal and Founder Speakers Kathy Herig, Chief Credit Officer, Homepoint Don Smith, Director of Transaction and Commerce Automation Solutions, LoanLogics Amanda Zlato, Director, Underwriting and Quality Control, Single Family, Freddie Mac |
| Wednesday, September 29, 2021 | ||
| Concurrent Breakout Sessions | ||
| 1:00pm – 1:50pm ET | Fraud Prevention Track: Fraud Risk Solutions This panel will delve into many aspects of managing fraud risk, including investigations and developing fraud risk programs and analytics. Panelists will also discuss the importance of anti-fraud budgets and possible challenges to anti-fraud programs, so you can best protect your organization. | Moderator James Guenthner, Vice President of Fraud Prevention and Investigations, Guaranteed Rate Speakers Bridget Berg, Principal, Fraud Solutions Strategy, CoreLogic Jennifer Link, Fraud Manager, CMG Financial Geoffrey Oliver, CMB, AMP, CPA, Chief Executive Officer, The Hilltop Companies |
| 1:00pm – 1:50pm ET | Risk Management & Analytics Track: Climate Risk Policymakers, regulators, and market participants are keenly focused on the potential for climate change to cause both physical and transition risks for the real estate finance markets. At its heart, this issue is about risk management in all of its forms. Experts will discuss the repercussions of the changing environment on the mortgage industry. | Moderator Edward Seiler, Ph.D., Associate Vice President, Housing Economics Executive Director, Research Institute for Housing America (RIHA); Mortgage Bankers Association Speakers Sean Becketti, Vice President, Chief Economist, Freddie Mac Howard Botts, Chief Scientist, CoreLogic Janet Jozwik, Managing Director, RiskSpan, Inc. |
| 1:00pm – 1:50pm ET | Underwriting & QA Track: Best Practices for QA/QC Reporting Panelists discuss how to combine QC results with self-reports, Early Payment Default data and investor post purchase reviews, so you can leverage these data over the duration of the QC lifecycle, better forecast potential loss and shore up risk mitigation. | Moderator Sharon Reichhardt, Executive Vice President, Operations, ACES Quality Management Speakers Jason Emory, SVP, Quality Control, PrimeLending Jeni Orabone, Senior Manager, Loan Quality, Fannie Mae |
| 1:50pm – 2:00pm ET | BREAK | |
| 2:00pm - 2:50pm ET | Fraud Prevention Track: Wire Fraud in Lending Today Wire Fraud activities in the mortgage industry keeps getting more and more innovative, and we need to keep up with it. Join our panel of industry leaders and experts to learn how to detect and prevent wire fraud and ensure loan quality. Topics include: threat vectors, schemes and who the culprits are, with particular focus on verification and validation of third -party participants. | Moderator Matt Merlone, CMB, CFE, Vice President Procurement Market Intelligence, DataVerify, Inc. Speakers Michael Cuff, Special Agent, FBI Jennifer Link, Fraud Manager, CMG Financial Regina Lowrie, CMB, President & Chief Executive Officer, DYTRIX, Inc. |
| 2:00pm - 2:50pm ET | Risk Management & Analytics Track: Forbearance A large wave of forbearance plans under the CARES ACT is set to expire in September and October 2021. Follow the data as we hear about the latest trends in forbearance reporting to gauge the magnitude of impacts of the expiration of the forbearance plans and discuss the transition to workout options for homeowners and potential pending foreclosures on lending volume and servicing portfolios. | Moderator Marina Walsh, CMB, Vice President, Industry Analysis, Mortgage Bankers Association Speakers Susan Allen, Head of Product, Experian Information Solutions, Inc. Carol Norton, CMB, SVP Servicing Systems, New American Funding Nolan Turner, CMB, Managing Director, Carrington Mortgage Services, LLC |
| 2:00pm - 2:50pm ET | Underwriting & QA Track: Risk Management at the Closing Table: Integrating with Settlement Service Providers How can lenders ensure that they can work seamlessly with settlement service providers to offer a good customer experience while managing risks? This panel examines technology integration issues, legal and compliance issues such as cyber security and privacy, implementation strategies and secondary market concerns. | Moderator Gabe Minton, Chief Information Officer and Executive Vice President, Information Technology, Mortgage Connect LP Speakers Charles Cain, Senior Vice President-National Agency, Fidelity National Financial Teri Hermann, Chief Risk Officer, Evergreen Home Loans Camelia Martin, Head of Industry & Regulatory Affairs, Snapdocs |
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